Your spouse

Who gets your super if you die?

It may not be automatically paid to your spouse. But you can easily nominate who you want to receive your super if you die.

Starting a family

Plan for when one of you takes time away from paid employment to care for a family.

Breaks from work

If you’re taking a break from work to travel or care for someone, there are things that could help reduce the hit to your super.

Extra super contributions for a working family

Even when money is tight, a small amount to your super may make a difference to your final retirement balance.

Contribution splitting

Split some of your contributions to your spouse’s account

Spouse contribution

You can make a contribution to your spouse’s ElectricSuper account

Increase your insurance because of a "life event"

Apply for an increase of one level in your insurance if you’ve got married in the last 12 months

Change your insurance - active Division 5 members

If you’re an active Division 5 member, you can apply to increase, decrease or cancel your insurance.

Change your insurance - retained or spouse members

If you are a retained or spouse Division 5 member, you can apply to increase, change or cancel your insurance cover.

Nominate your beneficiary(ies)

You can choose who will receive your super if you die while a member of ElectricSuper.

Nominate a Reversionary Beneficiary (Income Stream members only)

If you have an Income Stream, you can choose to nominate a reversionary beneficiary and your spouse could continue to receive regular income payments from your Income Stream account after you die.