My retirement lifestyle

Whether your retirement is just around the corner or feels like a lifetime away, you can act now to secure your future. How much money you will need in retirement depends on the lifestyle you want to live. Everyone’s picture of their future is different. Your retirement dream might involve spending more time with family, travelling overseas, pursuing your hobbies and interests or furthering your education. Whatever your future looks like, the key to reaching your goals is starting now.

Recommended yearly budget

The ASFA Retirement Standard provides benchmarks for different standards of living that can help you develop your future budget.

If you’re looking to lead a “Comfortable Retirement” that involves a broad range of leisure and recreational activities, private health insurance, a reasonable car, good clothes, a range of electronic equipment, domestic and occasional overseas holidays, ASFA estimates an annual budget for homeowners of $51,630 for singles and $72,663 for couples (March quarter 2024).

You may need more than this to support the lifestyle you want to lead.

Am I on track?

It’s easy to see if your super is heading towards a “comfortable retirement”. Just enter your age and current super balance in our quick ready reckoner to see if you’re on track.

There are steps you can put in place now to get you back on track. The ready reckoner has plenty of tips to help you.

Am I on track?

How much will I have?

Find out how much you are expected to have when you retire by using our planning tool or book an appointment to see us. We can help you estimate how much you might need and help you start reaching your financial goals for retirement.

Planning tool

When can I retire?

If you’re considering retiring, you may be able to retire early. Whether you can access your super and what tax you’ll have to pay will depend on your age and situation. You can read more about all the conditions you might need to think about here.

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What's next?


It’s never too early or too late to grow your super by making contributions.

Retirement advice

Review your options and find out how to make the most of your super in retirement.


Enjoy your retirement by focusing on your wellbeing as well as your finances.

What our members say

“I gained a better understanding of my current superannuation position, other superannuation products available to me & general retirement options.”


Our first priority is helping you reach your financial goals so you can enjoy retirement. We’re here to help you understand your options, ensuring that you always get the most out of your super. With low fees and great investment returns, you can be confident that your future in retirement is bright.

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