Ensure that you and your loved ones are looked after if anything unexpected happens

We offer a range of insurance options to protect you and your family if you are unable to work

Types of insurance

Death & total permanent disability

Have confidence that no matter what happens, your family’s finances will be secure.

Disability Income Benefit (income protection)

If you are temporarily unable to work, you will still receive income.

Before you roll to ElectricSuper

Before you roll other super into your ElectricSuper account, make sure you aren’t losing benefits with your other fund that ElectricSuper isn’t able to match, such as insurance.

Ensure that your new ElectricSuper insurance cover is fully in place before you roll your other fund and close your other account.

Not sure? Speak to us.

 

Contact us

Division 5 Accumulation Insurance

Division 5 Accumulation has different insurance, depending on whether you are an Active member, a Retained member or a Spouse member.

Active members

As an active Division 5 member, you may have Death, Total and Permanent Disablement and Disability Income Benefit insurance. Find out the details about cover and premiums.

Also find out if you may be automatically eligible for cover and what to do if you are not automatically eligible.

Retained members

Retained members may opt to continue their insurance cover, or you may apply for cover. Find out more about how cover works for Retained members.

Spouse members

Spouse members may apply for Death and Total and Permanent Disablement insurance. Find out more about levels of cover and costs.

Death, TPD and Disability Income Benefit insurance provided through your ElectricSuper membership in Division 5 is provided through group policies with an external insurer, MetLife Insurance Limited ABN 75 004 274 882 (AFSL 238096).

Death and TPD insurance provided through your ElectricSuper membership in Division 2 and 4 is insured with MetLife Insurance Limited ABN 75 004 274 882 (AFSL 238096). Disability Income Benefit for members in Divisions 2 and 4 is provided by ElectricSuper (self-insured).

Insurance for members of Division 3 is provided by ElectricSuper (self-insured).

Life events

(Division 5 only)

Increase your insurance cover by a level without a health check when you get married, take out or increase your home mortgage, have a child (by birth or adoption), and turn 30 or 50 years old.

If your level of debt or expenses increases, you may wish to review your insurance options to make sure you’re fully covered. If something happens to you and you are unable to work, your insurance cover should be enough to pay your outgoing expenses.

Download the form below to make changes to your insurance cover without a health check.

Call 1300 307 844

For more information and help making the right choices.

Contact Us

Beneficiaries

If the worst does happen, who would you like to receive your super balance and life insurance benefit? You can’t always know what’s around the corner but you can do your best to make things easier for your loved ones in the future by nominating beneficiaries today.

Learn more

Reviewing my cover

As your life changes, you may wish to make changes to your options to better protect you and your family. Major life events may all reasons for you to consider your insurance options.

Learn more

Spouse membership

Open a spouse account to make contributions to your partner’s super and help prepare them for their future. Find out more about spouse accounts and the different ways of contributing.

Learn more

What our members say

“I gained a better understanding of my current superannuation position, other superannuation products available to me & general retirement options.”

Members

Our first priority is always to help you reach your financial goals. With low fees and great investment returns, you can be confident that your future in retirement is bright. We’re here to help you manage your options, ensuring that you get the most out of your super in every stage of your life.

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Come and talk to us

Get your super sorted with a face to face consultation.

No cost. Start growing your super today.

Meet with us